
Over $3.5B
Loans Funded

11,500
Loans Served

A+
Customer rating with the BBB
No matter your financial goals, Cake makes your mortgage experience better with lower rates, the simplest process and quicker time to close, so you’ll save money, spend less time dealing with paperwork and have more time to do what you love.
Ultimate Transparency
Unlike most mortgage companies who claim to be better while sticking you in their robot-powered digital feedback loop of confusion, Cake combines tech-enables efficiency with human powered care so you’ll always know exactly what’s happening with your mortgage.
Speed
We’re here for a good time, not a long time. At cake, we just get your mortgage closed and done, easily, quickly, and hassle free–often within 28 days.
Competitive Rates
At cake, we’ll do whatever it takes to get you the most competitive rate, even if it means we make less, this is because we want to be your partner for life.
Partner for life
A home is the biggest investment most of us will ever make, yet most of us aren’t taking full advantage of the financial opportunities our homes have to offer. At, cake our mission is to help our customers unlock the potential of their home every stage of home ownership.
Meet the cake dream team
We come from the biggest mortgage companies in the US, we’ve taken the good, discarded the bad and came together to create a much better, way faster and more honest way to go about the mortgage process to help our customers at every stage of home ownership.
June 2007
At 15, David Abelyan’s cousin drags him to work at a local mortgage broker. David sells his first loan that day.
David spends the next 8 years becoming a mortgage expert.
David becomes a top producing Loan Officer at PennyMac.
February 2018
David leaves PennyMac over the absurd fee’s they were charging a veteran. That day he vows to start his own mortgage company.
September 2018
Millenial Home Lending goes live with just two people; David on sales and another employee cold calling customers.
September 2018
Millenial Home Lending goes live with just two people; David on sales and another employee cold calling customers.
October 2021
To date MHL has funded 11,304 mortgages for $3.5 billion in volume and has over 150 team members.
November 2021
MHL becomes Cake Mortgage Corp. Same people and vision, new technology.
November 2021
MHL becomes Cake Mortgage Corp. Same people and vision, new technology.
We’ve always been obsessed with making the mortgage process simpler and easier to understand while securing the best rates for our customers.
We’ve always been obsessed with making the mortgage process simpler and easier to understand while securing the best rates for our customers.

Contact Us
Our U.S.-based customer service team is here and ready to help you find your low home mortgage rate!
Chat with us.We want to hear from you
We want to hear from you

