Go from dream to done with Cake.

We strive to be your partner for life.

We’re obsessed with making the mortgage process more straightforward and offering more creativity and flexibility to our customers. Our dedicated team of experts works alongside you every step of the way, transforming what’s typically a stressful experience into a seamless journey toward home ownership that truly puts your unique financial needs first.

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Get your rate quote in minutes. No hard credit pull. Your information is never sold.

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Get your slice of the American Dream with Cake.

We’re a group of mortgage professionals who were fed up with the greed we saw day in and day out at the world’s leading mortgage brands—so in 2018, we founded Cake to make mortgages easier for our customers.

No matter your financial goals, we believe you deserve a bigger slice of the American Dream—and we’re here to help you claim it—pretty sweet, right? Cake makes your mortgage experience better with the most straightforward process, concierge-level service, and quicker times to close, so you’ll save money and spend less time dealing with bureaucratic BS.

Get a bigger slice.

Our Mission is to be a Partner For Life by empowering our customers to get the most value out of their biggest investment whether they are purchasing a new home, refinancing to a lower rate or tapping some hard-earned home equity, we’ll stop at nothing to make every stage of home ownership a piece of Cake.

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(888) EAT-CAKE

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Over

$3.5 Billion Loans Funded

Over

12,000 Loans Serviced

Over

+A with the BBB

Get your slice of the American Dream with Cake.

Ultimate Transparency

Unlike most mortgage companies, which claim to be better while keeping you in their AI-powered feedback loop of confusion, Cake combines tech-enabled efficiency with human-powered care so you’ll always know exactly what’s happening with your mortgage.

We’re here for a good time, not a long time. At Cake, we get your mortgage closed and done easily, quickly, and hassle-free-often within 28 days.

Competitive Rates

At Cake, we’ll do whatever it takes to get you the most competitive rate, even if we make less. This is because we want to be your partner for life.

Partner for life

A home is the biggest investment most people will ever make, yet most people aren’t taking full advantage of the financial opportunities our homes offer. At Cake, our mission is to help our customers unlock the potential of their homes at every stage of home ownership.

Check My Eligibility

100% confidential: SSN not required. No credit pull. Your data stays private.

 

We’re Not Just Talking, Our Customers Are Raving:

4.8
Based on 919 reviews