Life’s Better With Cake

Cake as in “Piece of cake”, as in the mortgage process shouldn’t be terrible and confusing, rather, it should be a celebration with candles, singing and joy–and a little champagne–or beer if that’s your thing.

Cake combines tech-fueled efficiency with human powered care to simplify the loan process.
Whether you’re refinancing or purchasing your first home, we'll make this easy and transparent so you'll know exactly where you are in the process at all times.
Cake is for Life, Not Just for Birthdays
Tell us about your current loan
Making the same payment with a Cake Express Refinance could save you more than you realize. The best way to decide if a new mortgage loan is right for you is to calculate your potential savings.

Cake Express Refinance

Apply
- Apply in just ten minutes online or by phone
- Securely Upload Documents
- Easy Chat with a Cake Counselor to see if you qualify

Approval
- Meet your Cake Concierge
- Cake Quality Check
- Decision within 24 hours

Closing
- Sign your closing docs
- Enjoy your savings
Cake Signature Purchase

Apply
- Apply in ten minutes online or by phone (or both)
- Securely Upload Documents
- Easy Chat with a Cake Counselor to see if you qualify

Approval
- Meet your Cake Concierge
- Cake Quality Check
- Decision within 24 hours
- Transparent processing

Get Your Keys
- Sign your closing docs
- Call your friends, throw a party (we’ll bring the cake)!
See how much our refi customers are saving.































































Let cake make the sweet, sweet taste of Home Ownership a reality. Go ahead, take a slice!



Our tech is amazing but our people make the difference
Our customers love cake (but then again, who doesn't?)
We think our team members are the best, but then again we’re a little biased. That’s why we let our customers decide who gets top honors.
Ashley B
Our experience was a smooth and quick process thanks to Syed who was a joy to work with. He provided immediate follow up, attention to detail and a friendly demeanor.
Joe K
Very easy to refinance my home loan Sam and Christin worked together to make it a seamless transaction and would recommend them to anyone.
Chris Q
My loan processor Jesse was very professional, knowledgeable and always available to answer any questions I had. By far the best experience I've had refinancing a home.
Ashley B
Our experience was a smooth and quick process thanks to Syed who was a joy to work with. He provided immediate follow up, attention to detail and a friendly demeanor.
Joe K
Very easy to refinance my home loan Sam and Christin worked together to make it a seamless transaction and would recommend them to anyone.
Chris Q
My loan processor Jesse was very professional, knowledgeable and always available to answer any questions I had. By far the best experience I've had refinancing a home.
Ashley B
Our experience was a smooth and quick process thanks to Syed who was a joy to work with. He provided immediate follow up, attention to detail and a friendly demeanor.
Joe K
Very easy to refinance my home loan Sam and Christin worked together to make it a seamless transaction and would recommend them to anyone.
Our Job is to simplify the mortgage process, your job is to celebrate.

From a simple refi, to converting equity into cash, or purchasing a new home, our job is to alleviate the stress and anxiety associated with the mortgage process. Because saving money should be a celebration, not a headache.



Contact Us
Our U.S.-based customer service team is here and ready to help you find your low home mortgage rate!
Chat with us.We want to hear from you
We want to hear from you

