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Your Rate, Your Way.
At <A href="https://cakehome.com/about-cake/#our-mission">Cake</a>, we have more flexibility to personalize loans because we’re not interested in one-and-done transactions with our customers. Instead, we want to help you get the most value from your biggest investment at every stage of homeownership—so we can be a partner for life. Call a Cake Consultant today and discuss the potential benefits of a cash-out mortgage refinance.
Check Out Today’s Sweet Low Rates
*Rate Terms
Pennymac
Rocket
BofA
The Cake Express Refi is simply better
We’re Flexible
We know how to maneuver to get you the best rate.
We’re Professionals
<a href="https://cakehome.com/about-cake/#meet-team">Cake Consultants</a> eat and breathe this stuff. We ask the right questions the first time, cutting days and hassle out of the cash-out refinance mortgage process.
One Point of Contact
Your Cake Concierge sticks with you during the entire process.
Apply 24/7
You can apply 100% online, by phone, or both.
Have your cake and save money too.
Saving money is fun, but imagining what you’ll do with that money is even more fun. Go ahead and play with our cakeulator and start making plans for your mortgage refinance benefit savings.
Let’s Get that new “Kitchen”...
or pool, or motorcycle, or crypto, or Ivy-League tuition–we won’t tell you how to spend your equity, but we’ll help you access it easily through a cash-out refinance mortgage. Contact our Cake Professionals to see your rates and <a href="https://cakehome.com/tools-advice/#refi-advice-section">know all your options</a>!
Our Customers are Celebrating
Our Customers are Celebrating
Testimonial
I completed a refinance with Cake Home and they were super helpful throughout the entire process. From discussing initial loan estimates with Harry A. to the closing and processing with Patric A., they ensured all my questions were answered and that the process was easy as possible. Would highly recommend working with them!
Thomas B
Testimonial
Our experience was a smooth and quick process thanks to Syed who was a joy to work with. He provided immediate follow up, attention to detail and a friendly demeanor.
Ashley B
Testimonial
Cake Home was hands down the most professional company I have ever had the pleasure of working with for a refinance. Right from the beginning, my loan officer, Chris, was very upfront and honest about the rates I would qualify for and he delivered as promised. I was actually in the process of refinancing with another group, and I ended up cancelling because they could not even come close to what Cake was able to offer me. I then worked with the loan processor, Christin, who was in constant communication with me every step of the way. Any time I would send an email. I would get an almost immediate response. They made refinancing extremely easy and I would definitely recommend this company for any home lending needs. Thanks so much Chris and Christin!
Andrea D
Testimonial
I have worked with many mortgage and lending companies, working with Cake Home was the easiest and fastest transaction I’ve ever done. Loan Officers, Daniel and Christin, were amazing. They worked super fast, were super responsive to emails and clearly communicated everything. The gentleman that helped us in the beginning, Arshage was amazing as well, he was super friendly, very responsive and clearly explained everything every step of the way. This is a first rate company with first rate employees. I highly recommend doing business with this company!!!
Tiko
Testimonial
Wow. I just got off the phone with an amazing representative Ross Harsh. He made refinancing my home a breeze. They are lucky to have a guy who is so efficient and personable. The process was so much easier than when I first bought my home. I locked in a great refinance rate and am saving a ton of money. Thanks Ross.
Jimmy B
Testimonial
I completed a refinance with Cake Home and they were super helpful throughout the entire process. From discussing initial loan estimates with Harry A. to the closing and processing with Patric A., they ensured all my questions were answered and that the process was easy as possible. Would highly recommend working with them!
Thomas B